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Home / Both my husband and I have life insurance policies in which we are each listed as the sole beneficiary in each other’s policy. Our marriage is being stretched to its limits. I do not want to divorce but my husband is not sure, and meanwhile will not give up his lover. A friend worried me by saying that he could have crossed me off as the beneficiary and put his lover’s name instead. He has a heart condition and I do not want to pressurise him by asking him – but is this possible ?

Both my husband and I have life insurance policies in which we are each listed as the sole beneficiary in each other’s policy. Our marriage is being stretched to its limits. I do not want to divorce but my husband is not sure, and meanwhile will not give up his lover. A friend worried me by saying that he could have crossed me off as the beneficiary and put his lover’s name instead. He has a heart condition and I do not want to pressurise him by asking him – but is this possible ?

By: דיאנה שאלתיאל•Published on: 12 May, 2022
Yes. A person making a life insurance policy is free to name the beneficiary they wish to get the proceeds should they die- and is at liberty to change the beneficiary listed. Thus a husband can cross out his wife as a beneficiary and substitute her with his lover and/or his children , for example , instead without anyone knowing. Just as the husband may do this his wife is also at liberty to do the same.

 

 

 

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